THE SETTLEMENT LAYER
FOR TOKENIZED SECURITIES
A Regulation-First Approach Using XRPL
Built for regulated institutions entering the tokenized securities era.
WHY THIS MATTERS NOW
The convergence of regulatory readiness, blockchain maturity, and institutional demand creates a unique window for compliant tokenized securities infrastructure.
XRPL Readiness
XRPL has matured into a production-grade ledger with native token support, DEX capabilities, and institutional-grade throughput. Korea's regulated institutions can now tokenize with minimal regulatory risk on a proven network.
Stablecoins as Real Settlement Rails
KRW stablecoin for domestic settlement and RLUSD for cross-border transactions provide real, programmable payment rails — replacing legacy wire transfers with instant, atomic settlement.
Institutional Demand for Compliant STO Infrastructure
Securities firms and banks are actively seeking production-grade, regulation-ready infrastructure for tokenized securities — not experimental platforms, but settlement systems that integrate with existing financial rails.
Asia Reference Architecture
Positioning XRPL as the reference STO settlement architecture for Asia — a standards-setting infrastructure that other markets can adopt and adapt for their regulatory environments.
WHAT WE BUILD
XRPL-powered STO Settlement & Automation Layer — designed exclusively for regulated institutions.
Settlement-First Architecture
XRPL as the backbone for DvP (Delivery versus Payment) settlement. Every design decision prioritizes settlement finality and regulatory compliance.
Stablecoin-Native Payments
KRW stablecoin for domestic settlement, RLUSD for cross-border transactions. Real payment rails, not experimental tokens.
Regulation-Ready by Design
Legal ownership remains off-chain in securities accounts. On-chain representation serves settlement and automation only — never as a substitute for legal title.
Legal Ownership
- Securities accounts
- Investor registry
- Regulatory records
- KSD integration
Settlement & Automation
- DvP settlement
- Token transfers
- Corporate actions
- Audit trails
CORE ARCHITECTURE
Korea-style Security Token Offering (STO) Infrastructure based on XRPL and RLUSD — a vertically integrated, layered settlement stack.
Users & Channels
End-user interfaces and institutional channels. No direct blockchain wallet exposure to end users — all interactions occur through regulated securities interfaces.
Access & Control Layer
Centralized access management ensuring only authorized, verified participants interact with the platform. All API calls are authenticated, rate-limited, and logged for audit compliance.
Trading & Market Layer
Regulated trading infrastructure with order management, matching, and market data — all operating within compliance boundaries with pre-trade checks and surveillance hooks.
Settlement & Payment Layer
DvP settlement using KRW stablecoin for domestic transactions and RLUSD for cross-border settlement. Atomic delivery-versus-payment ensures simultaneous exchange of security tokens and payment — eliminating counterparty risk.
Domestic settlement · Won-denominated · Instant finality
Cross-border settlement · USD-denominated · Global reach
Issuance & Rights Management Layer
Manages the lifecycle of tokenized securities — from issuance through corporate actions. XRPL IOU tokens serve as settlement mirrors only, not as legal instruments. Legal ownership remains in securities accounts.
Custody & Key Management Layer
Enterprise-grade key management with HSM-backed storage, multi-signature authorization, and institutional custody protocols. Private keys never leave secure enclaves.
KSD & Legacy Infrastructure Layer
Integration with Korea Securities Depository (KSD) and existing financial infrastructure. Legal ownership remains in securities accounts managed by KSD — on-chain tokens are settlement representations only.
Blockchain Network Layer — XRPL
XRPL-based consortium network providing the settlement foundation. IOU tokens on XRPL serve as settlement mirrors only — representing positions for atomic DvP execution, not legal ownership. The consortium operates validated nodes under governance agreements.
AI AGENTS
Assistive, Supervisory, and Optimization tools embedded across the infrastructure stack — not autonomous trading systems.
AI Investor Assistant Agent
Provides contextual guidance to investors through the trading interface. Answers questions about holdings, corporate actions, and settlement status. Operates at the UI layer only — no direct market access.
AI Security & Anomaly Detection Agent
Monitors transaction patterns for AML violations, sanctions screening, and suspicious activity. Flags anomalies for human review — does not autonomously block transactions without rule-based confirmation.
AI Market Surveillance Agent
Continuously monitors trading activity for market manipulation, wash trading, and insider trading patterns. Generates alerts for compliance officers with evidence packages for regulatory review.
AI Settlement Optimization Agent
Optimizes settlement timing, netting, and liquidity allocation across the DvP pipeline. Reduces settlement failures by predicting liquidity shortfalls and suggesting pre-funding strategies.
AI Corporate Actions Agent
Automates corporate action processing — dividends, interest payments, redemptions, and rights offerings. Validates entitlements against holder records and ensures accurate distribution across all accounts.
AI Issuance & Rule Validation Agent
Validates issuance parameters against regulatory rules, checks compliance constraints, and ensures token configurations match legal documentation before any issuance is executed on-chain.
AI Custody Risk Agent
Monitors custody operations for key management risks, unauthorized access attempts, and operational anomalies. Provides real-time risk scoring for custody positions and recommends protective actions.
AI Governance & Audit Agent
Continuously audits system operations against governance policies. Generates compliance reports, identifies policy violations, and maintains immutable audit trails for regulatory examination.
OPERATIONS, GOVERNANCE & AUDIT
Enterprise-grade operational controls spanning the entire infrastructure stack — designed for institutional oversight and regulatory compliance.
Consortium Governance
Multi-party governance framework for the XRPL consortium network. Validator node operators, securities firms, and institutional partners participate in consensus governance with defined voting rights and escalation procedures.
Monitoring & Risk Management
Real-time monitoring of all system components — network health, settlement pipeline, liquidity positions, and operational metrics. Risk dashboards provide institutional-grade visibility into system state and emerging threats.
Immutable Audit Logs
Every transaction, configuration change, and administrative action is recorded in tamper-proof audit logs. Cryptographically signed entries ensure non-repudiation and provide a complete chain of evidence for regulatory examination.
Regulatory Reporting
Automated generation of regulatory reports in formats required by Korean financial authorities. Scheduled and on-demand reporting with full data lineage from source transactions to final report outputs.
Dispute Resolution
Structured dispute resolution framework with defined escalation paths, evidence collection procedures, and resolution timelines. Integrates with audit logs to provide complete transaction histories for dispute adjudication.
IMPORTANT NOTICES
We do NOT issue STOs.
We do NOT operate marketplaces.
We do NOT deal with investors.
Legal ownership stays off-chain.
Settlement & automation move on-chain.
Talk to Our Team
Open Entry provides settlement infrastructure for regulated institutions. If you represent a securities firm, bank, regulator, or institutional partner, we'd like to hear from you.